Home Repair Loan

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Want to make your home look like new? 

Does your home need basic repairs or maintenance, but you are worried about the cost? Home repair work whether it’s a simple plumbing replacement or addressing structural issues is vital to maintaining the value and security of your property. However, these repairs can be expensive, and you may not have the funds immediately available. A home improvement loan is a specialized housing product designed to help homeowners cover the cost of a repair or renovation. With the home repair loan you can immediately upgrade your life!

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To what extent will the loan cover me and what else should I know? 

  • With this loan, it is possible to cover up to 100% of the cost of repairing and renovating your home. 
  • The duration is determined by the monthly installment you can repay and the type of interest rate. 
  • The disbursement is made gradually and in relation to the progress of the works, Thus, the amount of the installment keeps pace with the amount that has been disbursed. 

The home improvement loan can be combined with a property purchase financing program. For more information see .

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And now what do I do? – What is really the first step

But of course, you should contact IMS!
IMS, as a mortgage broker, helps you make the right decisions to repay your loan without any concerns. 
We dedicate the necessary time to:

  • To fully understand your needs.
  • To check your credit rating and present all your possible options.
  • To train you and advise you safely, so that together we can formulate the best 
    solution for your own special case.
  • To ensure the most suitable loan for you.

The most important thing is that we are by your side throughout the process and offer you a personalized service.

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And yet, without any financial burden at all!

The services of IMS are absolutely free for its clients as it is paid exclusively by the banking institutions it cooperates with, after the loan has been disbursed. We never charge the borrower any additional fees, even if he changes his mind or withdraws from our services. The same applies to foreign residents who wish to purchase a property through a mortgage loan in Greece.

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Home Repair Loan

We design and implement the Home Repair Loan that covers your special needs.

Do you have further questions? We have the answers...

The Administration and Staff of the company have over 25 years of experience in the field of housing loans. The complex process of the product requires expertise and knowledge, qualities that we possess as our members come from the financial and banking sectors. The successful management and consistency of our services are reflected in the high preapproval rate of our requests, reaching 90%, and in the continuously growing market share we hold in released housing loans across the banking market, exceeding 10%. In 2022, IMS facilitated the disbursement of a total amount of housing loans totaling €135,000,000, while simultaneously the company actively manages 4,000 pending applications on average.

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IMS receives payment exclusively from the financial institutions it collaborates with. Our fee is determined by the contractual agreement we have with the bank and is paid only upon the disbursement of the loan. As a customer and potential borrower, you will not incur any charges for our services, either directly or indirectly.

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By obtaining a financial pre-approval from the bank, you will receive an official response regarding the loan amount and installment you can afford.

This will assist you in searching for a property that aligns with your financial capabilities. Additionally, you will save valuable time without any obligation or financial burden.

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There are basically three options:

- Fixed interest rate: remains unchanged for an agreed period.

- Floating interest rate: linked to the Euribor rate plus a spread, and it stays fixed throughout the loan period.

- Fixed and float interest rate: fixed for the initial years and floating for the remaining years (for example, fixed for the first 5 years and floating for the subsequent years).

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What is your experience in the mortgage sector?

What is the cost that I will have as a customer?

Why should I apply for Pre-Approval without having found a property?

What type of interest rate can I select?

What is your experience in the mortgage sector?

What is the cost that I will have as a customer?

Why should I apply for Pre-Approval without having found a property?

What type of interest rate can I select?

The Administration and Staff of the company have over 25 years of experience in the field of housing loans. The complex process of the product requires expertise and knowledge, qualities that we possess as our members come from the financial and banking sectors. The successful management and consistency of our services are reflected in the high preapproval rate of our requests, reaching 90%, and in the continuously growing market share we hold in released housing loans across the banking market, exceeding 10%. In 2022, IMS facilitated the disbursement of a total amount of housing loans totaling €135,000,000, while simultaneously the company actively manages 4,000 pending applications on average.

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Phone service

210 9520047

Monday - Friday: 9:00 to 17:00