Have you made the big decision about the next step?
Buying your first home seems difficult and complex, as endless questions arise in your mind:
- What is the right property?
- Which bank should I contact?
- Which type of loan is suitable for my situation?
- What is the most suitable interest rate?
- How much will the installment be?
- How many years will it take to pay it back?
A credit broker, whom you can trust, to answer all your questions, is the solution to your concerns.

We are here to take care of it all for you.
IMS, as a mortgage broker, helps you make the right decisions to repay your loan without any concerns. We dedicate the necessary time to:
- To fully understand your needs.
- To check your credit rating and present all your possible options.
- To train you and advise you safely, so that together we can formulate the best solution for your own special case.
- To ensure the most suitable loan for you.
The most important thing is that we are by your side throughout the process and offer you a personalized service.

Our 25 years of professional experience
and expertise in the mediation of mortgage issuance is a guarantee of efficiency for our clients. Maintaining cooperation contracts with the largest Greek banks, we have excellent knowledge of the banking system and always acting in the interest of the prospective borrower, we are able to offer an environment of security, functionality, constant information and very high success rates.
IMS is the major Credit Broker in the country,
having received an official license from the Bank of Greece
The 7 steps for your home
For the issuance of your mortgage loan, seven basic stages are followed, in which the qualified IMS consultants will guide you safely, consistently and with absolute knowledge of the procedures.
Next step, after your meeting with one of the IMS advisors, is to send your application to the bank of your choice for the amount you wish to be financed. IMS proceeds to gather your financial data, we prepare our report and send the request to the bank for evaluation. It is noted that in order to proceed with the pre-approval request it does not require that you have ended up with a property.
After the bank evaluates your financial profile, your request receives a financial pre approval. The financial pre-approval is an official bank form, on which is written the amount pre-approved by the bank of your choice, with a specific time validity. It essentially confirms that it agrees to finance you for the amount you requested.
Having received the financial pre-approval and once you have settled on a property, the bank will proceed with its inspection. The bank’s lawyer checks the legal status of the property, the engineer checks that it is urban planning legal and will assess its current commercial value, based on which the final loan amount will be finalized.
After finalizing the financing amount, your request receives final approval, the bank form that essentially guarantees you the granting of a specific loan amount. You can now safely proceed to sign the purchase contract for the property.
The final approval is followed by the signing of the property purchase contract, its transfer to the mortgage registry / land office and its presentation to the bank. The bank checks the purchase contract and the borrower’s file again. The signing of the loan agreement essentially formalizes the terms and conditions of granting the housing loan.
After signing the loan agreement, there is an appointment with the bank’s lawyer in order to proceed with the registration of the pre-notation on the property purchase. Essentially, the pre-notation note is a form of mortgage and secures the bank, as it acts as a guarantee for the amount of the loan granted to the borrower.
The last step of the process is the disbursement of the amount to the customer’s account, who by issuing a two-line check pays the seller of the property and the mortgage loan process is completed by presenting the notarized payment deed to the bank.
The 7 steps for your home
For the issuance of your mortgage loan, seven basic stages are followed, in which the qualified IMS consultants will guide you safely, consistently and with absolute knowledge of the procedures.
What mortgage are you interested in?
And yet, without any financial burden at all!
The services of IMS are absolutely free for its clients as it is paid exclusively by the banking institutions it cooperates with, after the loan has been disbursed. We never charge the borrower any additional fees, even if he changes his mind or withdraws from our services. The same applies to foreign residents who wish to purchase a property through a mortgage loan in Greece.

Still have questions? We have the answers...
What is your experience in the mortgage sector?
How exactly is the bank involved?
For what purposes can I apply for funding?
Where does the IMS fee come from and what is the charge I will have as a customer?
Our biggest certification is our customers!
Read our dozens of reviews on Google Businesses attesting to the reliability and effectiveness of IMS:
380
Over 380 partnerships in the field of Real Estate and construction
132
million Euros in disbursements in 2022
90%
Over 90% approval
25
years of experience
10,8%
We managed 10.8% of disbursed mortgages in Greece