Refinancing / Loan Transfer 

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Do you want to secure more favorable terms on your loan installment? 

Has your monthly installment increased? IMS will look for better terms for the servicing of your mortgage loan and will mediate for its refinancing and with a view to a monthly installment according to your own needs. 

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What is the role of IMS in transferring my mortgage? 

Each case of transferring a loan from one bank to another is different and is examined with particular care. IMS will help you evaluate whether the transfer is really in your favor, presenting you with all the available options and identifying the points you should pay attention to so that your move is successful and profitable. 

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And now what do I do? – What is really the first step

But of course, you should contact IMS!
IMS, as a mortgage broker, helps you make the right decisions to repay your loan without any concerns. 

We dedicate the necessary time to:

  • To fully understand your needs.
  • To check your credit rating and present all your possible options.
  • To train you and advise you safely, so that together we can formulate the best solution for your own special case.
  • To ensure the most suitable loan for you.

The most important thing is that we are by your side throughout the process and offer you a personalized service.

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And yet, without any financial burden at all!

The services of IMS are absolutely free for its clients as it is paid exclusively by the banking institutions it cooperates with, after the loan has been disbursed. We never charge the borrower any additional fees, even if he changes his mind or withdraws from our services. The same applies to foreign residents who wish to purchase a property through a mortgage loan in Greece.

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Still have questions? We have the answers...

The Administration and Staff of the company have over 25 years of experience in the field of housing loans. The complex process of the product requires expertise and knowledge, qualities that we possess as our members come from the financial and banking sectors. The successful management and consistency of our services are reflected in the high preapproval rate of our requests, reaching 90%, and in the continuously growing market share we hold in released housing loans across the banking market, exceeding 10%. In 2022, IMS facilitated the disbursement of a total amount of housing loans totaling €135,000,000, while simultaneously the company actively manages 4,000 pending applications on average.

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IMS receives payment exclusively from the financial institutions it collaborates with. Our fee is determined by the contractual agreement we have with the bank and is paid only upon the disbursement of the loan. As a customer and potential borrower, you will not incur any charges for our services, either directly or indirectly.

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By obtaining a financial pre-approval from the bank, you will receive an official response regarding the loan amount and installment you can afford. This will assist you in searching for a property that aligns with your financial capabilities. Additionally, you will save valuable time without any obligation or financial burden.

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There are basically three options:

- Fixed interest rate: remains unchanged for an agreed period.

- Floating interest rate: linked to the Euribor rate plus a spread, and it stays fixed throughout the loan period.

- Fixed and float interest rate: fixed for the initial years and floating for the remaining years (for example, fixed for the first 5 years and floating for the subsequent years).

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What is your experience in the mortgage sector?

What is the cost that I will have as a customer?

Why should I apply for Pre-Approval without having found a property?

What type of interest rate can I select?

What is your experience in the mortgage sector?

What is the cost that I will have as a customer?

Why should I apply for Pre-Approval without having found a property?

What type of interest rate can I select?

The Administration and Staff of the company have over 25 years of experience in the field of housing loans. The complex process of the product requires expertise and knowledge, qualities that we possess as our members come from the financial and banking sectors. The successful management and consistency of our services are reflected in the high preapproval rate of our requests, reaching 90%, and in the continuously growing market share we hold in released housing loans across the banking market, exceeding 10%. In 2022, IMS facilitated the disbursement of a total amount of housing loans totaling €135,000,000, while simultaneously the company actively manages 4,000 pending applications on average.

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Phone service

210 9520047

Monday - Friday: 9:00 up to 17:00